A chit fund is a time-tested savings and borrowing scheme where a group of people come together to contribute a fixed amount every month. Each month, one member of the group gets the collected amount through a transparent auction or lucky draw system. This continues until every member has received their share.
We offer a variety of chit fund schemes to meet your financial needs — whether you're saving for a dream, investing in your business, or managing emergency expenses.
Start with affordable monthly contributions and benefit from lump sum withdrawals when needed.
Ideal for traders and small businesses to handle seasonal cash flows and working capital.
Smart way to save and borrow.
Plan your finances such that you meet every contingent expense without feeling pressured.
A chit is the only financial product that allows you to save and borrow. Be smart; avoid the pitfalls of borrowing at exorbitant costs from money lenders and other financial channels. Borrow with lesser hassles.
Anusthubha Chits is your trustworthy, safe, and reliable companion to help you reap maximum benefits from investing in chits.
For the purpose of understanding, let's say there is a new chit group that is commencing. The value of the chit is 5,00,000. This amount is known as the Chit Value.
For the purpose of this illustration, we will consider the duration of the chit to be 50 months. This is known as term period for the chit group.
The Foreman or Chit Fund Company has to gather 50 people who are interested in investing in this chit group. These 50 persons are called Subscribers.
Chit funds are more than just a financial product—they are a community of trust, savings, and support. If you want a smart and practical way to manage money, Anusthubha Chits is here to guide you every step of the way.
“Safe and Trustworthy”
I have been a member of Anusthubha Chits for the last few years, and I can confidently say they are very transparent and trustworthy. All transactions are welldocumented, and the staff ensures that members clearly understand the process. A safe choice for savings and investments!
“Excellent Service & Support”
The team at Anusthubha Chits is very professional and supportive. They patiently explain every detail and guide us throughout the chit period. I really appreciate their customer-first approach.
“Best Way to Save & Borrow”
Joining Anusthubha Chits has helped me save regularly, and when I needed funds urgently, I was able to get my chit amount on time without any hassle. A perfect blend of savings and financial support!
“Transparent and Reliable”
What I liked the most is the transparency in auctions and documentation. No hidden charges, everything is explained upfront. I feel very secure with my investment here.
“Highly Recommended”
For anyone looking for a disciplined way of saving and easy access to funds when required, Anusthubha Chits is the best option. I’ve recommended it to many of my friends and family members, and they are equally satisfied.
Saving is easier when done together. With chit funds, we turn small contributions into big opportunities.
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